Bank of America Locations Near Me
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**Accurate as of July 2024, assuming FDIC average savings rate of 0.45% and $2,500 deposit.
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Here’s a breakdown of how we reviewed and rated top banks and credit unions
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How To Find A Bank of America Branch
If you want to open a Bank of America account in person rather than online, you’ll need to find a local branch. Even though you can apply online or use the app on your mobile device to open a checking account, savings account or request a new debit card, sometimes you want to visit a physical branch.
The easiest way to find a list of Bank of America locations near you is through its main webpage, bankofamerica.com. Right under the login info, you’ll see a button labeled “Find your closest financial center or ATM.”
Once you click on this, you’ll be led to a simple page with a search bar where you can type in your state, city or ZIP code. There’s also an interactive map where you can search through locations. You can filter based on services offered like different financial solutions advisors or home loans specialists. And you can specify features of the branch like drive-thru ATMs.
Once you’ve found your location, click on the branch you’re interested in to see the services it offers, learn its hours and schedule an in-person appointment.
BofA mobile users can also find locations at the bottom of their login dashboard on the app. For ATM-only locations when you just need to take out cash, you can find the “ATM services” dropdown menu online where you can select the type of ATM you’re looking for. In-person locations are better options for loan services, complex banking questions, business deposits and notary needs.
>> Related: Learn more about Bank of America savings rates
About Bank of America
In terms of assets held, Bank of America Corporation ranks as the second-largest bank in the U.S., according to the Federal Reserve. With about 68 million customers and 240 years of history, Bank of America has made a name for itself in the banking, credit card and investment industries.
As a big-name bank and Member FDIC, BofA does its part to keep customers safe, offering the standard $250,000 in FDIC insurance.
To get your questions answered, BofA has a customer service page. Here you’ll find links to the answers of basic questions, such as how to dispute credit card charges, how to reset your bank password and how to make recurring payments.
BofA also lists its departments on its contact page so you can easily find the phone number and contact information for the specific department you need. Some of the customer service lines have limited hours, while others are available 24/7.
>> Related: Learn more in our Bank of America review
Bank of America Hours
Typical branch hours are 9 a.m. to 5 p.m. Monday through Friday, with reduced hours from 9 a.m. to 2 p.m. on Saturdays.
FAQ: Bank of America
The max you can withdraw from a Bank of America ATM in a single transaction is $1,000. To take out $5,000, you’ll need to contact Bank of America beforehand to see if there’s a way to withdraw that amount in one transaction or you’ll need to make separate transactions. It’s best to visit a branch to make a large withdrawal or move large amounts of money.
Bank of America has purchased a number of other banks and financial institutions. Perhaps the best known is Merrill Lynch, which manages investments. Bank of America also bought banks including:
- LaSalle Bank
- U.S. Trust
- FleetBoston Financial
- MBNA
Both Bank of America and Chase are reputable institutions, so the one you choose will depend on some personal preferences. For example, Chase Bank does not require a minimum opening deposit for most of its checking accounts, whereas Bank of America’s range from $25 to $100. So, if you need to open a checking account with minimal funds, Chase Bank might be the way to go. Or if you’re looking for a bank that offers an automated roundup program to grow your savings, you might like Bank of America for its “Keep the Change” service.
*Data accurate at time of publication.
Editor’s Note: Before making significant financial decisions, consider reviewing your options with someoneyou trust, such as a financial adviser, credit counselor or financial professional, since every person’s situation and needs are different.
If you have feedback or questions about this article, please email the MarketWatch Guides team at editors@marketwatchguides.com.
FAQs
To find a physical location near you, use the location finder on the Bank of America website or download the Bank of America app. A list of nearby locations and their hours of operation and services is displayed when you conduct a search. You can also use Google Maps to find nearby branches.
What Bank is connected to Bank of America? ›
Bank of America Corporation affiliates include all entities that utilize the Bank of America, Banc of America, Bank of America Private Bank, U.S. Trust, Merrill and BofA Securities brand names.
Why are so many Bank of America branches temporarily closed? ›
The bank is adjusting to the reduced demand for in-person services, which has led to the closure of some branches and the opening of others. The aim is to reduce the number of low-traffic offices. Unfortunately, this means that clients may have to travel longer distances to reach their nearest branch.
Can Bank of America go to any ATM? ›
You can use your Bank of America debit card or ATM card anywhere you see the CIRRUS symbol. In addition to CIRRUS, you can use ATMs with the Mastercard or Visa symbols. The symbol on the front of your card will indicate if your card is Mastercard or Visa.
How do I find my bank branch? ›
If you use online banking, the easiest way to find your bank branch is to log in and go to your account details. Your branch address should also be on any paper statements or letters you've received from your bank.
Can I go to any branch of my bank? ›
Although you can do all the normal transactions like making deposits, withdrawing money, etc., from any branch, you will have to visit the bank branch where you have opened the account for the locker facilities, availing loans, dormant account activations, etc.
What Bank did Bank of America merge with? ›
The bank was founded by the merger of NationsBank and Bank of America in 1998. It is the second-largest banking institution in the United States and the second-largest bank in the world by market capitalization, both after JPMorgan Chase.
Is Bank of America owned by Chase? ›
Is Chase owned by Bank of America? NO, nothing to do with BOA. JPMorgan Chase is the result of the combination of several large U.S. banking companies since 1996, including Chase Manhattan Bank, JP Morgan, Bank One, Bear Stearns and Washington Mutual.
What country owns Bank of America? ›
Bank of America is owned by Bank of America Corporation, a U.S.-based financial services holding company headquartered in Charlotte, North Carolina. Bank of America Corporation was founded in 1904 and has owned Bank of America ever since.
Is Bank of America closing in 2024? ›
On July 30, the California Street Bank of America branch will join the many branches that have already closed in the Bay Area this year. Don't expect the San Francisco-area closures to slow down anytime soon: By the end of 2024, the region will have seen more than two dozen Bank of America branches close.
(Wells Fargo leads the pack with at least 88 bank closure filings, according to the Office of the Comptroller of the Currency.) High interest rates have begun cutting into bank profits, which could mean still more Americans may see their nearest bank branch close its doors.
What Bank of America branches are closing in the Bay Area? ›
Bay Area Bank of America branches that are closing:
- Location: 200 Kentucky St., Petaluma — Date of closure: 08/13/2024.
- Location: 1200 Fairmont Drive, San Leandro — Date of closure: 08/20/2024.
- Location: 1253 A St., Hayward — Date of closure: 08/20/2024.
- Location: 337 Main St., Pleasanton — Date of closure: 08/20/2024.
Examples of ATM withdrawal limits at well-known banks
Bank of America: The maximum daily withdrawal amount using an ATM is $1,000 and cannot exceed 60 bills in one transaction. The limit is $800 for ATM withdrawals set up in advance using the bank's mobile app.
Can I withdraw $20,000 from a Bank? ›
This $20,000 cash withdrawal is above the $10,000 daily limit, so your bank automatically files a report under the BSA. Information about your large cash transaction is sent to the Financial Crimes Enforcement Unit (FinCEN) within the U.S. Treasury Department.
How much cash can I deposit in a month without being flagged? ›
Banks must report cash deposits of $10,000 or more. Don't think that breaking up your money into smaller deposits will allow you to skirt reporting requirements. Small business owners who often receive payments in cash also have to report cash transactions exceeding $10,000.
How to find a branch number for a bank? ›
Look at the numbers on the bottom of your cheque – they are separated into four sets of numbers. The first set is the cheque number, the second set is your branch transit number, the third set is your institution number, and the fourth set is your account number.
What does branch mean for Bank of America? ›
A bank branch is a physical location of a banking corporation, such as Chase, Bank of America or Wells Fargo. These buildings are technically referred to as “brick-and-mortar” branches, and they provide face-to-face service for customers of a bank.
How do I find out the branch code of my bank account? ›
The BSB code, the location code for a specific bank branch, is on a bank statement and online banking account. The BSB number can be found by searching a BSB branch locator on your bank's website or another online BSB checker tool.
How do I access a branch? ›
Using Git to checkout a branch on the command line
- Change to the root of the local repository. $ cd <repo_name>
- List all your branches: $ git branch -a. ...
- Checkout the branch you want to use. $ git checkout <feature_branch>
- Confirm you are now working on that branch: $ git branch.
